A Research on Financial Performance of District Central Co-Operative Banks with Special Reference to Nilgiris and Coimbatore


  • S. Ruth Smiely
  • C. Thiyaneswaran
  • B. Joy Suganya
  • S. Chitra
  • P. Manasa


In India, District Central Co-operative Banks (DCCBs) play an important role in providing credit for agriculture to the other societies and to the agricultural individuals. They are controlled by RBI and NABARD banks are the key components of the country’s economic system at primary level. The co-operative societies in India in fact are taking part in multifunctional role in each rural as well as urban area the essential structure of cooperative societies is organized on 3 tier basis. There are primary credits societies performing at village level, on top of them are central Co-operative Bank workings at the district level then at the highest, there are State Co-operative banks, the apex co-operative institutions performing at state level. The study is about intent on apply growth rate for evaluate performance of banks through completely different variables like Share capital, Reserves, Deposits, Borrowing, under Sec 35 A of the Banking Regulation Act (as Applicable to Cooperative Societies). This study presents a comparative study on the financial Performance of Nilgiris and Coimbatore District Central Co-operative Banks (DCCBs). This study is predicated on secondary information. DCCBs are those offer finances to the primary co-operative credit societies that successively provide credit for developing agriculture and rural economy in India. Performances and efficiency of Co-operative Investments, Working Capital, Loans & Advances, Outstanding advances, Profit.