Effective Crop Loss Assessment for Picture Based Insurance Claim

Abstract

Farmers in India are having a lack of awareness and knowledge about the various agricultural-based insurances for their loss/damage to crops.  In this paper, we are trying to identify a solution for this issue with a smartphone-based insurance automation system. Providing the right information to the formers and the regular follow up on the cultivation of the crop is the primary focus on the automation system. Apart from that, the claim for the crop loss or damage caused by the climatic changes has to be updated automatically to the insurance agents to make the formers get the insurance claims quickly and earlier. For the loss assessment, the pictures taken from the smartphones by the formers themselves are sufficient if they had followed the regular procedure for uploading the crop field pictures. The system is designed to keep the picture capturing protocol with high accuracy and formulated to estimate the amount of crop loss accurately through the smartphone captured images. Finally, the limitations are analyzed in line with alternative insurance approaches.