Assessing the Impact of Bank Specific Variables on Non Performing Assets of Public and Private Sector Bank

Abstract

An effort has been made to evaluate the impact of determinants on gross non-performing assets of Public and Private Sector Banks. Secondary data were used in the study. The secondary data of non-performing assets from 2001-02 to 2013-14 were collected from various issues of RBI. The results mainly indicated that Public and Private Sector Banks were influenced by bank specific determinants. Bank specific determinants are negatively and significantly associated with the level of NPAs